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Life Assurance
Many mortgage lenders do not insist on life assurance being in place anymore, but it is extremely important to consider.
Life Assurance will pay out a tax free lump sum in the event of your death during the term of the policy (ideally this is the same term as your mortgage).
This gives you the peace of mind that perhaps your family will be able to carry on living in your family home, or that you can leave your house to somebody without a mortgage outstanding.
You may be able to add other options to this type of policy such as ‘critical illness’ cover, which rather than paying out when you die, would pay out a lump sum if you suffer from something like a heart attack or stroke (each policy will have specific wording regarding the ‘critical illnesses’ that are covered and their definitions).
There may be other options that can be added too. These can all be discussed in detail by one of our advisers.
We can help tailor a policy to suit you and your family’s requirements.
NICE ONE!
Thanks for all your help with my first life assurance policy. You made it all very easy to understand and painless...more testimonials
Willis Cooper Financial Services Ltd is an appointed representative of 2020 Financial Services Ltd which is authorised and regulated by the Financial Services Authority.
2020Financial Services is entered on the FSA register at www.fsa.gov.uk/register under reference 197107.
This website and its content is intended for UK consumers only. The FSA do not regulate some forms of mortgages.
